Most experienced international travelers know about the different types of travel insurance and why they are important. However, there are many newer travelers who are unaware that there are some travel insured products which will help protect you from many of the unexpected problems that may occur during a trip abroad.
One of the more common travel insurance products is for baggage and personal effects. This insurance is a must for those who travel abroad, especially when you have connect flights.
If you plan to bring along your pet, there are plans for this also. Thinking about something happening to your pet on an international trip and having insurance is probably not the first thing you may think about when planning a trip. However, it’s a good idea and relatively inexpensive.
Perhaps the most important way to be travel insured is to have medical travel insurance. You may assume your medical insurance in the country you live in covers international travel, but it’s more likely it doesn’t. There are plans for medical insurance abroad that cover only a few circumstances and there those that cover a wide variety of medical issues. Before you look into the medical travel insurance, make sure your regular medical insurance doesn’t cover you abroad.
Another more common travel insurance is trip cancellation, trip interruption and missed connection. You don’t have to be an experienced international traveler to see why these are important to have. Most people traveling inside their own country have likely experienced one of these unfortunate events.
Of course, the worse possible travel event, death, can also be insured. The death insurance which can also come with dismemberment, can be at a good deal depending on where you travel and for how long. Even if you already have life insurance, it’s a good idea to check into travel death insurance.